Built for Sales Teams
Every feature is designed to help software companies that bundle payments sell more by simplifying their sales cycle with data-driven fee analysis.
Analysis Engine
The core of PaySense: extract, classify, and verify every fee on a merchant processing statement.
AI-Powered Fee Extraction
Upload any merchant statement PDF and our extraction engine identifies every fee line item, volume metric, and rate structure automatically. Handles both native PDFs and scanned documents via Google Document AI.
Interchange Verification
Line-by-line verification against 2025 published Visa and Mastercard interchange rate tables. Over 180 rates checked, with every fee flagged as verified or padded.
Padding and L2/L3 Detection
Automatically detects padded interchange rates where the processor charges above published benchmarks. Identifies L2/L3 qualifying transactions where interchange optimization is available.
All Pricing Models
Supports interchange-plus, tiered, flat-rate, surcharge, and dual pricing with automatic model detection. No manual configuration needed -- the engine determines the pricing structure from the statement.
Blended Fee Estimation
For blended and flat-rate statements, estimates the true interchange cost using industry-specific benchmarks across 12 industries. Shows the gap between what the merchant pays and the underlying interchange.
Reporting and Proposals
Turn raw analysis into polished deliverables your sales team can use immediately.
4 Branded Report Templates
Choose from Professional, Executive, Compact, and Proposal templates. Each is designed for a different audience and stage of the sales process, from initial outreach to final presentation.
Per-Organization Branding
Upload your logo, set your brand colors, and customize footer text. Every report your team exports carries your company's identity, not ours.
Quick Estimate Calculator
Generate savings projections without uploading a statement. Enter monthly volume and average ticket, then adjust card mix, international percentage, and commercial percentage for accurate estimates.
Savings Calculator
Model proposed interchange-plus pricing against the merchant's current fees. Shows exact dollar savings by category so your prospect sees the full picture.
Operations
Tools for sales teams processing high volumes of statements across multiple merchants.
Statement Comparison and Trends
Upload multiple statements for the same merchant to compare fees across time periods. Automatic trend detection identifies rate increases, volume shifts, and changing fee compositions.
Per-Org Pricing Settings
Configure default markup and per-transaction fee at the organization level. These defaults flow into savings calculations so your team's proposals reflect your actual pricing.
Industry Interchange Reference
Built-in published interchange rate tables organized by industry. Your team can reference current rates without leaving the platform.
Audit Logging
Comprehensive activity logging across 15 instrumented endpoints. Track who uploaded statements, ran analyses, exported reports, and changed settings.
Security and Access
Enterprise-grade security controls for teams handling sensitive financial data.
SSO Integration
Support for Microsoft and Google single sign-on. Your team uses their existing corporate credentials -- no separate passwords to manage.
Multi-Organization RBAC
Role-based access control with Admin, Manager, and Analyst roles. Manage multiple organizations from a single platform with permissions scoped to each.
Configurable Data Retention
Set data retention policies to automatically delete statement data after a specified period. Stay compliant without manual cleanup.
See it in action
Send us a merchant statement and we will run a full analysis for free.
Request Free Analysis